📜 Legal Information

Joya77 Terms & Conditions – Everything You Need to Know About Using the Platform

Whether you are new to Joya77 or already a member, it is important to read these terms and conditions. Everything is written in clear, straightforward language so there is no room for confusion. This page outlines both your rights and your responsibilities.

Last updated: January 2026
12
Section
Bengali
Written in
8 min
Reading time
18+
Age Restriction
Key Points

Key Highlights of the Terms & Conditions

Get a quick overview of the key points before reading the full details.

👤

One Account Policy

Only one account per person is permitted. If multiple accounts are found under the same individual, all accounts may be closed and any remaining balances forfeited.

🎁

Bonus Wagering Requirements

A wagering requirement must be met before bonus funds can be withdrawn. Each bonus has its own wagering terms, which are clearly stated at the time the bonus is issued.

đŸ’ŗ

Payment Verification Required

KYC verification is mandatory before your first withdrawal. Submit a photo of your national ID card and verification is typically completed within 2–4 hours. This is in place to keep your account secure.

🔞

Strict 18+ age limit

Joya77's services are available to users aged 18 and above only. Age is verified at the time of registration and proof may be requested again at any time.

âš–ī¸

Dispute Resolution

Any complaint regarding a game result or transaction must be submitted to support within 72 hours. Joya77's decision in all such matters shall be considered final.

🔄

Right to Modify Terms

Joya77 reserves the right to update these Terms & Conditions at any time. If changes are made, you will be notified via SMS to your registered mobile number or by email.

Introduction & General Information

These Terms & Conditions apply to all users of the Joya77 platform. By accessing joya77.world, opening an account, or using any of our services, you are considered to have read and agreed to these terms. Please read this page carefully before using our services.

Joya77 is an online gaming and betting platform built for Bangladeshi users. Our goal is to provide a safe, transparent, and enjoyable environment where everyone can play with confidence. These terms and conditions exist to help maintain exactly that.

If you disagree with any of these terms, please do not use the service. For any questions, contact us at support@joya77.world — our team is always ready to help.

These Terms & Conditions are written in Bengali and serve as the governing legal document. In the event of any linguistic ambiguity, Joya77's interpretation shall be final.

Account Registration & Usage

Accurate information is required to register on Joya77. If an account is created using false or fabricated details, Joya77 reserves the right to close that account and forfeit its balance at any time. The mobile number and other information provided at registration must remain valid and accurate.

One Account Policy

Each person may hold only one joya77 account. Opening multiple accounts using the same device, mobile number, or ID is strictly prohibited. If detected, all associated accounts will be closed.

  • You must provide your real name, correct mobile number, and date of birth when registering.
  • Keeping your account password confidential is your responsibility. Do not share it with anyone.
  • If you notice any suspicious activity on your account, contact support immediately.
  • Using another person's account, or allowing someone else to use your own, is strictly prohibited.
  • Accounts cannot be sold or transferred.

Age Verification

Joya77 services are available to users aged 18 and above only. A date of birth is required at registration, and you may be asked to verify your age at any time using a national ID card or birth certificate. If age verification cannot be completed, your account may be temporarily suspended.

KYC Verification Process

Before your first withdrawal, you will need to submit both the front and back of your national ID card. Verification is usually completed within 2–4 hours. Once KYC is done, no further documents are needed for future withdrawals. This process is in place to protect your account and funds.

Bonus & Promotion Terms

Joya77 offers a range of bonuses – welcome bonus, reload bonus, free spins, free lottery tickets, and VIP cashback. Each bonus comes with its own terms, which are clearly communicated at the time the bonus is issued.

Wagering Requirement

Most bonuses come with a wagering requirement. For example, a 10x wagering requirement means if you receive a ā§ŗ1,000 bonus, you must place a total of ā§ŗ10,000 in bets before you can withdraw it. Bonus funds cannot be withdrawn until the wagering requirement is fully met.

Bonus Type General Wagering Validity Additional Terms
Welcome Bonus (150%) 20x (bonus + deposit) 30 days Once on first deposit
Reload Bonus 15x 14 Days Weekly Offers
Free Spin Winnings 30x 7 Days On selected games
VIP Cashback Zero (0x) No Expiry Directly Withdrawable
Referral Bonus 5x 30 days On your friend's first deposit
  • The wagering period begins once the bonus is credited to your account.
  • If the wagering requirement is not completed within the validity period, the bonus funds will be automatically forfeited.
  • Multiple bonuses cannot be used at the same time — complete the wagering on one bonus before claiming the next.
  • If bonus abuse – such as bonus hunting or score balancing – is detected, the bonus may be voided and the account suspended.

Deposit & Withdrawal Policy

Deposits and withdrawals on Joya77 can be made via bKash, Nagad, and Rocket. All transactions are secured with SSL encryption. Deposits are typically instant, and withdrawals are processed within 10–15 minutes.

Deposit Terms

  • Minimum deposit ā§ŗ100.
  • No deposit fee — your full amount is credited to your balance.
  • The mobile number used for the deposit must match the registered mobile number on your account.
  • Deposits from third-party mobile numbers are not permitted.

Withdrawal Conditions

  • Minimum withdrawal ā§ŗ300.
  • No processing fee on withdrawals.
  • Withdrawals can only be made to your registered mobile number.
  • Standard accounts have a maximum daily withdrawal limit of ā§ŗ50,000.
  • Your first withdrawal cannot be processed without completing KYC verification.
  • Withdrawable funds earned from bonuses can only be sent to the mobile number registered on your account.

Reasons for Withdrawal Delays

Withdrawals are typically processed within 10–15 minutes. However, delays may occur if KYC verification is pending, if additional security checks are required for larger amounts, or due to temporary issues with mobile banking services. In such cases, please contact support.

Betting & Gaming Terms and Conditions

At Joya77, all bet and game outcomes are determined by internationally certified RNG (Random Number Generator) technology or live dealers. No manual intervention is possible. International data feeds are used for cricket betting.

Bet Types & Limits

Each game or market has set minimum and maximum bet limits, which are displayed when the game loads. VIP members are eligible for higher betting limits.

Bet Cancellation Policy

  • If a cricket match or event is cancelled, the full stake for any related bets will be refunded.
  • If a game is interrupted mid-session due to a technical error, joya77 will resolve the situation based on the circumstances.
  • Once a bet is confirmed, it cannot be cancelled (unless a live cancellation option is available for in-play bets).
  • Joya77 reserves the right to reclaim any rewards that were incorrectly issued due to a software error or technical fault.

Fraudulent Activity

If fraudulent activity, bot usage, collusion, or software hacking is detected on any account, that account will be immediately closed and all balances forfeited. Legal action may be taken if necessary.

Responsible Gaming Policy

Joya77 believes entertainment should always be enjoyed responsibly. Our platform offers a range of responsible gaming tools available to all members.

  • Set your own daily, weekly, and monthly spending limits.
  • Temporary account break (from 24 hours up to 6 months).
  • Permanent self-exclusion requests can be submitted at any time.
  • Responsible gaming information and support links are available here.
  • It is strictly prohibited to open an account on behalf of, or assist in playing for, anyone under the age of 18.

For more details, visit our Responsible Gaming View page.

Privacy & Data Protection

Joya77 takes the protection of your personal information seriously. All data provided during registration is secured with 256-bit SSL encryption and is never sold or transferred to any third party.

Your information is used solely for account management, KYC verification, payment processing, and customer support. For more details, see our Privacy Policy View page.

If you notice any suspicious activity on your account or suspect unauthorised access, contact support@joya77.world immediately.

Account Closure & Suspension Policy

Joya77 reserves the right to suspend or permanently close an account under the following circumstances:

  • Operating multiple accounts.
  • If the account was registered using false or misleading information.
  • Engaging in bonus abuse or any form of fraudulent activity.
  • If the required documents for KYC verification are not submitted.
  • If the account holder is found to be under 18 years of age.
  • If the account is found to be connected to money laundering or any other illegal activity.

Members may also request account closure at any time. If there is a verifiable withdrawable balance at the time of closure, it will be returned.

Complaints & Dispute Resolution

Any complaints regarding game outcomes, bet settlements, or transactions must be reported to support within 72 hours of the incident. Complaints submitted after this period may not be considered.

To file a complaint, email support@joya77.world or speak with us directly via live chat. Please include your account ID, the date and time of the incident, and any relevant screenshots if available.

Joya77 will review complaints and provide an initial response within 48 hours. Complex cases may require additional time. In all matters, Joya77's final decision is binding.

Terms Modification Policy

Joya77 reserves the right to modify these terms and conditions, in part or in full, at any time. For significant changes, registered members will be notified in advance via SMS or email. Minor updates may be applied directly to this page.

Continued use of the platform after any changes are made will be taken as your acceptance of the updated terms. We recommend checking this page regularly.

The date of the latest update is shown at the top of the page — check it to see whether any changes have been made.

General Terms & Conditions

  • These Terms & Conditions are governed by the applicable laws of Bangladesh.
  • All content, logos, and trademarks on the joya77 platform are the property of Joya77.
  • Copying, distributing, or commercially using any platform content without prior authorisation is prohibited.
  • Joya77 is not liable for any losses resulting from technical issues.
  • Match-fixing or the use of insider information in Sports Betting is strictly prohibited and may result in legal action.
  • There is no guarantee of earning money on this platform — gaming is for entertainment, not as a reliable source of income.
📜
Play with a Clear Understanding of the Terms

Done reading? Register now and get a 150% bonus on your first deposit.

Free Registration
Key Highlights
  • One Account Per Person
  • Strictly 18+ Only
  • KYC required before first withdrawal
  • No Withdrawal Fee
  • Zero Wagering on VIP Cashback
  • Complaints Must Be Raised Within 72 Hours
Related Pages
FAQs

Terms & Conditions Enquiries

After logging in to your Joya77 account, navigate to "My Account" or "Profile" to find two separate logs – "Betting History" and "Transaction History". Betting History shows the date, time, market name, stake amount, and outcome for every bet placed. Transaction History contains full details of all deposits, withdrawals, bonuses, and cashbacks. You can also filter records by date. If you cannot locate a specific transaction or notice any discrepancy, contact us via live chat or at support@joya77.world with the relevant reference number and we will investigate and respond within 24 hours.

Log in to Joya77 and go to the "Betting" section from the menu. There you'll find a full list of ongoing and upcoming cricket matches. Click on any match to see a wide range of markets — including match winner, toss, total runs, wickets, and over-by-over results. Click on your preferred market to add it to the bet slip, then enter your stake and hit "Place Bet" to confirm. Live markets are also available during matches via the in-play betting option, though odds change quickly there. Before placing a bet, make sure your account has enough balance and check the maximum bet limit.
✅ Done reading the terms?

Join Joya77 – A safe, transparent, and trustworthy platform

Join joya77, trusted by 500,000 members. Get a 150% bonus on your first deposit and start from as little as ā§ŗ100.

Register for Free Log In
āĻŦāĻžāĻ‚āϞāĻž